Why Buy From Vincennes Houses LLC?

Though we're not new to the “Sellers Market”, we do sell houses, many of which are perfect for first-time home buyers.

Each of our quality houses are not simply “diamond-in-the-rough properties” – these houses are loaded with potential. We work with professional contractors to remodel and update them into lovely homes that are also surprisingly affordable.

Contact us today to see any of our quality houses, you would be surprised how easy it is, and we are ready to help!

Buy With Little to No Money Down
Most of the time, Vincennes Houses LLC can offer a special financing package that could turn you into a homeowner for little to no money down!

It's available especially for people who have chosen Vincennes Houses LLC to purchase their first home.
Contact us today to find out more about Purchasing services!

About Us

Vincennes Houses LLC started long before the official licensing of our company. We started part-time finding vacant or rundown houses with the intent to rehab them into the beautiful homes they once were or that were built to be.  We update/repair/remodel all of our houses to be the newest and sometimes the “best” on the block.

We are a family run company that cares about people and hopes to provide them with quality housing at affordable prices. Our so called “Mission Statement” is easy….. Everyone deserves safe, quality housing which we feel is one of the most valued of the basic human needs. Second, to help anyone interested, to purchase their First or Next House.

Our “trademark house” was “built” by our youngest daughter, and from it we draw our inspiration. It shows the simplicity of what a house is, through a child’s eyes. Safety, shelter, love, and compassion… everything a family home should be.

That is what we strive to provide our customers, everyday.

FAQ's

Q. Buying a house versus Renting a house?
A. You might be thinking that a monthly payment is a monthly payment, whether you're renting or buying. Either way, you're spending money, right? Wrong!
When you pay rent, you're basically paying for a service – the service of a landlord who puts a roof over your head and keeps that roof in good repair. When you move out, you leave that roof behind. You have nothing more than what you moved in with. But when you buy a home, you're not losing the money you pay each month. A home is an investment; so with each payment, you're building equity in an asset. In addition, when you buy a house, you may be able to deduct from your federal income taxes both the cost of your mortgage loan interest and your property taxes – a nice little side benefit that can save you quite a bit of money. Plus, you get to enjoy the one benefit you can only experience when you purchase a house – the realization of the American Dream to own your very own home.

Q. What kind of houses does Vincennes Houses LLC sell?
A. Vincennes Houses LLC houses are typically pre-owned, in established neighborhoods. While many of the homes we have for sale were in disrepair when purchased, we put a lot of work into them, turning them into lovely houses that are move-in ready. And if you like the idea of buying a fixer-upper that you can craft into the home of your dreams, we have those for sale as well. One of the advantages of buying a Vincennes Houses LLC house is the peace of mind that comes from knowing your home has been checked from top to bottom. If the house has been rehabbed, we will tell you exactly what repairs were made, which fixtures or appliances are new and which are original to the home. If you're buying "as is," we will tell you what problems we have discovered while remodeling/updating the house. We may even be able to provide recommendations for local quality contractors who can help you with your repair/remodeling needs.

Q. How much can I/We pay for a house?
A. The best way for you to get an idea of the amount of money you have to work with is to look at both your income and the amount of debt you have. The rule of thumb is to plan on keeping the cost of your home at somewhere between 1 and 2 times your annual income. This will vary depending upon your debt obligations.
When you're going through the mortgage preapproval process, Vincennes Houses LLC or your lender will generally be checking to make sure that your monthly debt payments (e.g., car, credit card, mortgage payment) would not exceed 36% to 40% of your gross monthly income.
In general, your monthly mortgage payment (principal, interest, taxes, and insurance) should not exceed 28% of your gross monthly income.

Q. How much can I/We pay for a house?
A. This will depend on the cost of the house, as well as the type of mortgage you get. However, you can expect to have to come up with:
Earnest money (a deposit made when you make an offer on a house)
Down payment
Closing costs – once you know what kind of mortgage you qualify for and how much your down payment will be, we can work with you to determine how much your closing costs will be.

Q. What expenses are included in a mortgage payment?
A. As soon as you decide to start shopping for a home, you begin to hear a lot of terms you may not be familiar with. One you might have already come across is PITI, which stands for Principal, Interest, Taxes, and Insurance – the four components included in a mortgage payment.
So, with each monthly house payment, you're actually paying a portion of your principal loan balance and interest on the loan, 1/12 of your annual property taxes, and your monthly homeowner's insurance premium. But it's important to keep in mind that this is not the only new monthly expense you'll encounter as a new homeowner. Utilities like electricity and water will most likely be higher than you're used to. Plus, you will probably have new utilities to pay, such as gas and sewer. Another expense that can catch a new homeowner off guard is home repair. Buying a Vincennes Houses LLC house is a good way to keep those expenses at a minimum, because you will know before you purchase the house what's been repaired/remodeled/updated and if anything is under warranty, and what is original to the house. However, you still have to be prepared for the unexpected. That is why many of our houses may qualify for an optional homeowner's warranty.

Q. What kinds of financing programs do you offer?
A. When you buy your first or next house from Vincennes Houses LLC, there are several financing options available to you – even if your credit is less than perfect. Through a special arrangement, many of our customers have been able to purchase a house with little to no money down! In addition, some buyers may qualify for our financing or other programs.

Q. How does the process work?
A. Buying a house can be intimidating. But when you work with a us, you have someone to guide you through the entire process. We often work with first-time home buyers, and are ready to answer any questions you have. If you already have a real estate agent, we will be happy to work with him or her to help you find your perfect home. However, you don't need to have an agent in order to buy a Vincennes Houses LLC house. If you'd like to talk with us about how the process works, click here to get started.

Q. Once I/We find a house to buy, how quickly can I/We expect to move into our New House?
A. In general, you should plan on moving about 45 days from the date you sign your purchase contract. Although we can typically close quickly – sometimes in as few as 15 days – we advise planning on 45 days because, if you're a renter, you will likely need to give your landlord 30 days' written notice.

Q. If I/We talk with Vincennes Houses LLC or view one of your houses, am I/We obligated to Vincennes Houses LLC  in any way?
A. Absolutely not! Our franchisees are happy to talk with you to find out what you're looking for and to learn how they can help you. If they have houses available that seem to meet your needs, they will be happy to show them to you. You are under no obligation to buy a home until you actually sign a purchase contract.

Q. Why buy from Vincennes Houses LLC ?
A. For the first-time home buyer, purchasing a Vincennes Houses LLC house can make good financial sense. The houses have for sale are generally more affordable than newly constructed houses or houses listed with real estate agents. They also tend to be in well-established neighborhoods, with new or mature landscaping. But most importantly, a Vincennes Houses LLC house has been thoroughly examined by us or our contractors/inspectors, and needed repairs or updates have been made by us or contractors that we know and trust. This reduces the likelihood that you'll have to deal with an unexpected repair bill while you're still trying to get used to the regular expenses associated with owning a house.